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Dental Insurance

Dental Insurance

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Dental Insurance: Receive Excellent Dental Care That Suits Your Budget!

Fain Dental Arts is here to make top-quality dental care affordable and accessible. We accept many dental insurance plans and work closely with you to simplify the claims process so that you can focus on your smile. If you’re looking for an insurance-friendly dental office in Miami, you’ve come to the right place.

Accepted dental insurance plans

Fain Dental Arts works with numerous dental insurance plans. Below are some of the plans we accept. Don’t see yours listed? Call us—we’ll be happy to check your coverage and benefits.

  • Aetna
  • Ameritas
  • Assurant
  • Blue Cross Blue Shield
  • Careington
  • Cigna
  • Delta Dental
  • Florida Combined Life
  • GEHA
  • Guardian
  • Humana
  • MetLife
  • Principal
  • Rennaissance
  • Solstice
  • United Concordia
  • United Healthcare

What exactly does my dental insurance cover?

Dental insurance doesn’t cover all your treatments. It covers routine dental care and a portion of major treatments. Here are some guidelines for what most dental insurance covers.

100% coverage for preventive care

Exams, cleanings, and routine X-rays are fully covered because they help prevent larger, costlier issues.

80% coverage for basic procedures

Fillings, simple extractions, and some periodontal treatments fall under this category, with the patient responsible for the remaining 20%.

50% coverage for major procedures

This includes crowns, bridges, dentures, and sometimes root canals. You’ll pay half the cost from your pocket.

Most dental insurance plans don’t cover elective or cosmetic dental services. So, whitening, veneers, and other purely cosmetic procedures are typically not covered. The good news is that Fain Dental Arts offers financing options like CareCredit and Lending Club to make your dental care affordable.

If my insurance doesn’t cover it, is the treatment still necessary?

Don’t make decisions about oral health based on what your dental insurance covers. Insurance focuses on what’s cost-effective for the insurer, not always what’s best for your long-term health. Some essential treatments fall outside of coverage but are key to preventing serious (and more expensive) problems later. Other excluded treatments, like cosmetic dentistry, help you achieve a beautiful, confident smile you can’t put a price on.

An insurance-friendly dental office near me

Don’t let cost keep you from getting the care you need. Fain Dental Arts ensures patients access high-quality dental care without breaking the bank. Call (305) 701-4773 and discover how we make dental care affordable with dental insurance and other payment options.