Fain Dental Arts
Sylvan Fain DDS

Financial Info

Here at Fain Dental Arts, we understand that the cost of dental treatment can get in the way of receiving high-quality dental care. But your oral health should be a priority, so we offer several payment options that help you get the care you need without a lot of stress or worry.

We will work with you to make sure you get the most out of your insurance plan, and if you are uninsured, we will explain our financing options so you can choose one that best fits your needs.

Dental Savings Plan

No Insurance?... No Problem!

Did you know that 40 to 50% of Americans don't see a dentist regularly, with one of the most common reasons being the cost? Nearly 25% of Americans do not have any dental insurance.

When dental insurance first started in the 1970s, the yearly benefits were $1,000. What do we see forty years later?.... The same $1000 per year! How is this fair? What about inflation? What about advances in dental technology and techniques?

Many of our patients who have dental insurance quickly realize that the benefits they receive are limited. Furthermore, there are many restrictions on traditional dental insurance:

  • 6-12 month waiting periods
  • Deductibles and co-pays
  • No coverage for cosmetic dentistry (Veneers, Invisalign, Whitening)
  • Limited coverage for implant dentistry
  • Exclusions and downgrades on specialty services

Traditional auto, home, and medical insurance are designed to cover things we cannot afford when we have a major problem. Not things we can afford, like cleanings and checkups. So is dental insurance really insurance?

To help out our non-insured patients, we have developed our own Dental Savings Plan that helps you save money on dental care in North Miami. The plan eliminates all the inconveniences of traditional dental insurance:

  • No waiting periods
  • No yearly maximums
  • No deductibles
  • No pre-existing conditions
  • No claim forms
  • No denials
  • 10% discount on all additional services including cosmetic and implant dentistry

Our Dental Savings Plan benefits include:

Adult Membership: $250/year

  • 2 Exams
  • 1 Emergency Exam
  • 2 Cleanings
  • 2 Fluoride Treatments 
  • 2 Cancer Screenings
  • 2 Periodontal Screenings
  • 1 Set of Bitewing x-rays
  • 1 Full mouth x-ray or panoramic X-ray (1 Every 3 Years)
  • 10% off any treatments (including Invisalign, dental implants, cosmetic dentistry)
  • 10% off additional periodontal treatments 
  • $75.00 off teeth whitening treatments 

Add Children to Membership Plan: $200/year

Please call Fain Dental Arts to learn more about our money-saving dental savings plan.


Your dental insurance is a valuable benefit, and we want to make sure you get the most out of it. We accept numerous insurance plans and are happy to file all claims as a courtesy to you.

If your plan isn’t shown here, please call our office at (305) 891-2621 as this list can change.

  • Aetna
  • Ameritas
  • Assurant
  • Blue Cross Blue Shield
  • Careington
  • Cigna
  • Compbenefits
  • Delta Dental
  • Florida Combined Life
  • GEHA
  • Guardian
  • Humana
  • MetLife
  • Principal
  • Rennaissance
  • Solstice
  • United Concordia
  • United Healthcare

CareCredit & Lending Club Patient Solutions

We are pleased to offer third-party financing through CareCredit and Lending Club Patient Solutions. The goal of both is to allow you to get the care you need today and then pay the balance in manageable monthly amounts that fit your budget.

Both CareCredit and Lending Club let you choose a time period to pay back the balance (usually 6, 12, or 18 months) and as long as you make all the payments within that agreed time, you will not be charged any interest.

LendingClub also offers short- and long-term payback options, so you can choose the terms that fit your needs best.

If you are interested, please call our office and one of our team members will be happy to help you fill out an application. Or if you prefer, you can apply online at LendingClub.com or CareCredit.com.

Other Forms of Payment

We are pleased to accept cash, credit and debit cards, and cashiers checks.

If you have difficulty using our website, please email us or call us at (305) 891-2621
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