COVID-19 CORONA VIRUS UPDATE: We are available for emergency dental services. Please contact us for more information.

We are also offering Virtual Consults with Dr. Fain. To setup an appointment, click here.

Fain Dental Arts
Sylvan Fain DDS

Financial Info

Here at Fain Dental Arts, we understand that the cost of dental treatment can get in the way of receiving high-quality dental care. But your oral health should be a priority, so we offer several payment options that help you get the care you need without a lot of stress or worry.

We will work with you to make sure you get the most out of your insurance plan, and if you are uninsured, we will explain our financing options so you can choose one that best fits your needs.

Dental Savings Plan

No Insurance?... No Problem!

Did you know that 40 to 50% of Americans don't see a dentist regularly, with one of the most common reasons being the cost? Nearly 25% of Americans do not have any dental insurance.

When dental insurance first started in the 1970s, the yearly benefits were $1,000. What do we see forty years later?.... The same $1000 per year! How is this fair? What about inflation? What about advances in dental technology and techniques?

Many of our patients who have dental insurance quickly realize that the benefits they receive are limited. Furthermore, there are many restrictions on traditional dental insurance:

  • 6-12 month waiting periods
  • Deductibles and co-pays
  • No coverage for cosmetic dentistry (Veneers, Invisalign, Whitening)
  • Limited coverage for implant dentistry
  • Exclusions and downgrades on specialty services

Traditional auto, home, and medical insurance are designed to cover things we cannot afford when we have a major problem. Not things we can afford, like cleanings and checkups. So is dental insurance really insurance?

To help out our non-insured patients, we have developed our own Dental Savings Plan that helps you save money on dental care in North Miami. The plan eliminates all the inconveniences of traditional dental insurance:

  • No waiting periods
  • No yearly maximums
  • No deductibles
  • No pre-existing conditions
  • No claim forms
  • No denials
  • 10% discount on all additional services including cosmetic and implant dentistry

Our Dental Savings Plan benefits include:

Adult Membership: $250/year

  • 2 Exams
  • 1 Emergency Exam
  • 2 Cleanings
  • 2 Fluoride Treatments 
  • 2 Cancer Screenings
  • 2 Periodontal Screenings
  • 1 Set of Bitewing x-rays
  • 1 Full mouth x-ray or panoramic X-ray (1 Every 3 Years)
  • 10% off any treatments (including Invisalign, dental implants, cosmetic dentistry)
  • 10% off additional periodontal treatments 
  • $75.00 off teeth whitening treatments 

Add Children to Membership Plan: $200/year

Please call Fain Dental Arts to learn more about our money-saving dental savings plan.

Insurance

Your dental insurance is a valuable benefit, and we want to make sure you get the most out of it. We accept numerous insurance plans and are happy to file all claims as a courtesy to you.

If your plan isn’t shown here, please call our office at (786) 686-3653 as this list can change.

  • Aetna
  • Ameritas
  • Assurant
  • Blue Cross Blue Shield
  • Careington
  • Cigna
  • Compbenefits
  • Delta Dental
  • Florida Combined Life
  • GEHA
  • Guardian
  • Humana
  • MetLife
  • Principal
  • Rennaissance
  • Solstice
  • United Concordia
  • United Healthcare

CareCredit & Lending Club Patient Solutions

We are pleased to offer third-party financing through CareCredit and Lending Club Patient Solutions. The goal of both is to allow you to get the care you need today and then pay the balance in manageable monthly amounts that fit your budget.

Both CareCredit and Lending Club let you choose a time period to pay back the balance (usually 6, 12, or 18 months) and as long as you make all the payments within that agreed time, you will not be charged any interest.

LendingClub also offers short- and long-term payback options, so you can choose the terms that fit your needs best.

If you are interested, please call our office and one of our team members will be happy to help you fill out an application. Or if you prefer, you can apply online at LendingClub.com or CareCredit.com.

Other Forms of Payment

We are pleased to accept cash, credit and debit cards, and cashiers checks.

Frequently Asked Questions

Your dental insurance is a valuable benefit, and we want to make sure you get the most out of it. We accept numerous insurance plans and are happy to file all claims as a courtesy to you.

If your plan isn’t shown here, please call our office at (786) 686-3653 as this list can change.

Aetna

Ameritas

Assurant

Blue Cross Blue Shield

Careington

Cigna

Compbenefits

Delta Dental

Florida Combined Life

GEHA

Guardian

Humana

MetLife

Principal

Rennaissance

Solstice

United Concordia

United Healthcare

We understand that if you’re uninsured, it can be a little overwhelming to think about how you can manage the cost of dental care. At Fain Dental Arts, we don’t want you to feel like you must choose between your budget and a healthy smile. That is why we offer convenient financing options as well as an in-house dental savings plan for our uninsured patients.

With our dental savings plan, you pay an annual membership fee and receive free preventive care including exams, cleanings, x-rays, fluoride treatments, and oral cancer screenings, as well as discounts on most other services we offer. You know what to expect up front, and there are no waiting period, no deductibles, and no annual limits.

We’re also pleased to offer our patients the convenience and flexibility of interest-free CareCredit and Lending Club Patient Solutions. Both are financing alternatives that allow you to receive care when you need it, then make small monthly payments that fit your budget. If you pay off the balance in the agreed period, you will not have to pay any interest.

Don’t let the cost of dental care prevent you from getting the treatment you need. Please call Fain Dental Arts, and we will work with you to find the solution you need to maintain your healthy smile.

Our goal at Fain Dental Arts is to tailor your dental care to your unique needs. We focus on building strong patient relationships so we can learn what is important to you and how we can improve your experience. 

We treat our patients like family because that’s the way we would wish to be treated. You might be surprised at how much easier dental care is when it’s delivered by professionals you know and trust. 

Your time is valuable, so we strive to see you promptly at your appointed time. You will be welcomed by our friendly team who will get you settled in the chair and make sure you are comfortable.

North Miami dentists Dr. Sylvan Fain and Dr. David Skaff are both gentle, personable, and friendly, and their only goal is to deliver the highest quality dental care available. If you don’t like dental visits, your oral health may have suffered, but we will never judge or lecture you. We focus on the positive because you have taken the important first step of getting here, and we appreciate how challenging that in itself can be!

If you are looking for a dental home where you are not just another set of teeth, please call our practice. We look forward to showing you how personalized attention and concern for your needs can change the way you think about dental visits!

We value the diversity of our patients and strive to make it easy for everyone to have access to quality dental care. Our staff speaks English, French, Dutch, Spanish, and Creole, so they can communicate successfully with all our patients. 

If you have difficulty using our website, please email us or call us at (305) 891-2621
View the ADA Accessibility Statement